Be Careful of FREE lunches

We have all seen them or heard about them on the radio.... You know make 18% on your money with NO RISK!!
If it sounds to GOOD ..it possibly is?? Check out this article

http://www.dallasnews.com/sharedcontent/dws/bus/personalfinance/stories/DN-seniorfraud_10bus.State.Edition1.345b17.html

Rumors

heard in the field today, that the company wants to extend our labor contract until 2011.. which might be OK if they would also NOT change the lump sum clause.. I want nothing to do with the corporate bond retirement calculations.. my planner advised that method would cost a retiree about $88,000 on $400,000 then fully implemented